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Bridge Plus
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A Basic Loan for Bridge Deals

When you need to close quickly or want to buy some extra time to finalize your business plan, Bridge Loan is the tool you need. This is a streamlined, proactive product designed to help you move fast or acquire a property while you finalize the details of your investment strategy.

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Program Highlights

  • Fast closing
  • Exterior valuations*
  • No prepayment penalty
  • Up to 80% LTV
  • 13 & 19-month term options
  • Cashout options available
  • Loans from $75k to $5M

Rental Loan Alternative

Buy Time for Rates to Go Down

*Exterior valuations available case by case. Loan amount, product, and market restrictions may apply.

Rental Loan Alternative

Buy Time for Rates to Go Down

*Exterior valuations available case by case. Loan amount, product, and market restrictions may apply.

Use Cases

A Bridge Loan Built For You

Whatever your use case, Lima One’s Bridge Plus loan can be the key to a successful strategy.

hard money illustration
Flippers

Bridge Plus makes it easy to:

  • Close quickly and finish your renovation 
plan later
  • Complete your rehab and buy time to sell the property by refinancing into a bridge
  • Pay for rehab out of pocket
Renter Investors Illustration
Rental Investors

Bridge Plus gives you two strategic options:

  • Acquire multiple properties at interest-only prices as you prepare for a future portfolio loan.
  • Buy time until rates are favorable for refinancing into a long-term loan.
Builders illustration
Builders

Bridge Plus expands your financial options for:

  • Model homes: Once you build your model home, you can hold it using a Bridge loan — not the original construction loan.
  • Development: If you’re building multiple assets in phases but don’t get long-term debt until the whole development is completed, you can take a bridge out on the finished phases.

Is Bridge Plus Right For You?

We designed our Bridge Loan loans to help our clients secure the properties they want — even if they’re still deciding on the overall strategy they’ll execute on those properties. If any of the following scenarios sound like your investment approach, talk to us about our Bridge Loans.

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Scaling large icon

Scaling Your Business

You’re looking for a loan that will let you get in, buy quickly, and save valuable time so you can accelerate your business plan.

Buy Some Time large icon

Buy Some Time

You want to refinance an existing property that needs more time for renovation or construction.

Move With Speed large icon

Move With Speed

You’ve identified a property that requires little to no rehab, and you need to act quickly to secure it.

Markets We Serve

We're Funding Bridge Deals From Coast to Coast.

We proudly serve all market types and offer real estate bridge loans across 46 states. Wherever your investment strategy takes you, there’s a good chance Lima One will be there, ready to give you access to the capital you need.

Urban

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Primary
Urban overview

Urban

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Primary
Urban overview

In densely populated markets where competition is fierce and properties are in high demand — locations like New York City, Los Angeles, Chicago, and Dallas — we give you the power to act quickly and land the big deals that offer the highest return on your investment.

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Suburban

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Secondary
Suburban overview

Suburban

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Secondary
Suburban overview

Looking for investment properties in suburban markets that are smaller than the big cities but offer many of the same features and conveniences that growing populations look for — locations like Austin, Tampa, and San Diego? Our loan programs provide the optionality you need to pursue everything from no rehab to heavy rehab projects.

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Rural

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Tertiary
Rural overview

Rural

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Tertiary
Rural overview

When your investment strategy takes you to smaller cities or rural markets where the property values are lower and heavy rehab requirements offer a huge upside — think places like Charleston, Boise, and Tucson — our fix and flip loan programs give you the flexibility and leverage to complete multiple deals quickly for maximum profit.

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Looking for Inspiration?

See how we’ve helped clients just like you with bridge loans.

Case Study

Dallas, TX

Bridge Plus – Dallas, TX

A client needed a loan to acquire a luxury home in Dallas to use as a single-family rental. He approached a bank, but the bank required a lease in place before originating the loan. The bank also spent too much time addressing its documentation requirements and underwriting concerns, endangering the deal.

View Case Study

$2.3M

Loan Amount

$3.6M

After-Repair Value

Still Have Questions?
Need More Details? Ready To Go?

Whatever you need, we’re here to help. Reach out today.

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