Call our team of experts to learn more about what Lima One has to offer.

Give us a call at:

Borrower Sales: (833) 315-5112
Broker Sales: (833) 315-4404

Or email us at:

hello@limaone.com

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Lima One Fix & Flip Lender

Fast, Flexible
Fix and Flip Loans

Get Maximum Leverage With Minimal Money Down.

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Explore Our Fix and Flip Loan Types:

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Whether Your Fix and Flip Loan Is for Improving a Single House or an Entire Community, It’s Critical to Have a Proven Partner Who Can Help You Scale, Grow, and Profit.

Flipping is a roller coaster of an industry. You need fix and flip lenders who understand the ebb and flow of the market and provide the flexibility to stay agile with your strategy. That’s where we come in.

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Fix2Rent icon
FixNFlip

We Understand All Types of Fix and Flip Deals. More Importantly, We Know How To Get Them Done.

Looking to buy an investment property, rehab, and sell quickly? With a simple financing approval process, our FixNFlip loans enable you to close quickly, fund your rehab, and pivot when necessary.

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Program Highlights
  • Up to 92.5% LTC & 75% LTV
  • 100% of rehab budget with 4-day draws
  • 13, 19 & 24-month term options
  • 1 - 4 Units
  • Loans from $75K to $5M
  • Rates as low as 8.45%
  • Defer the payment of your origination fees to when you exit the property

Up to

92.5%

Loan to Cost (LTC)
for Your FixNFlip Project

Project Types

You Find the Flip. We'll Make It Work.

We’re entrepreneurs ourselves, so we’re not big on restrictions. Regardless of your real estate project’s rehab needs, we’ll create a solution that sets you up for profitability.

Quick Flip illustration
Quick Flip

Just a quick carpet-and-paint project? We’ll move as quickly as you do. If your rehab budget is less than 50% of the purchase price, we offer up to 92.5% Loan-To-Cost.

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Renter Investors Illustration
Middle of the Fairway

Creating more value with the rehab budget? Updating the kitchen, baths, or bedrooms? All the above? We’ll help you add value and sell for higher profit.

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Builders illustration
Heavy Rehab

Materially changing the property by tearing down walls or adding square footage? Our rehab loan programs will help you make the property as good as new — or better.

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No Rehab illustration
No Rehab

Whether you are buying or refinancing, our Basic Bridge Loan can take you from point A to Z with no rehab finance.

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We Multiply Your Liquidity

The Lima One Advantage

Customize Your Borrowing Capacity. Scale with Confidence.

When you’re scaling your business and the right deal presents itself, you can’t afford to waste time sifting through the red tape. We’ll customize your borrowing limits so you can maximize your capital with our leverage to act quickly and confidently when opportunity knocks.

Get a Quote The Lima One Advantage

Fix2Rent icon
Fix2Rent®

You Fixed It. Now You Want To Rent It? Stick With Us.

If you’re a BRRRR real estate investor looking to buy, renovate, rent, refinance, and repeat — Fix2Rent® is for you. Want to refinance from a FixNFlip loan to a rental loan? Do it with us and get 50 bps off of the origination fee.

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Program Highlights
  • Single property and portfolio loan options
  • Fast, simple closings on both the rehab loan and rental loan
  • 13, 19 & 24-month term options
  • Choose a fixed or adjustable rate mortgage on the rental loan
  • Discounted costs & fees
  • Waived seasoning requirements when refinancing to a rental loan

Up to

50% Off

Your Origination Fee When you refinance to a Lima One Rental Loan

Fix2Rent icon
BridgePlus

Basic Bridge Loan

Need to acquire an investment property with no financed rehab? Need more time to maximize your investment plan and returns? Our Bridge Plus interim financing offers maximum flexibility and quick closing, giving you the power to act — fast!

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Program Highlights
  • Fast closing
  • Exterior-only valuations
  • No prepayment penalty
  • Up to 80% LTV
  • 13, 19 & 24-month term options
  • Single loans and portfolio blanket loans
  • Cashout refinance options available

Basic Bridge is an

Alternative

To Rental Financing

My Lima One team is very knowledgeable. Every deal was different, and their guidance was right on point. I have been doing business with Lima One for 4+ years. Extraordinary customer service before, during and after closing!

Cheryl K.

As an experienced flipper, the draw process is the lifeblood of our business, and Lima One is seamless and extremely stress-free because they do not bog you down with a lot of paperwork. That alone makes our project management easier to handle.

Kristin C.

Lima One has financed projects for me in the past, and my sales rep is always very responsive, straight forward, and easy to work with. They are a trustworthy lender, and you can count on them to meet your financing needs.

John G.

Lima One has been my go-to lender on multiple loan types. They saved the day on a deal for me by coming in at the last second and offered financing to close the deal after my other lender couldn’t close it. Lima has been great to work with and I’ll continue to use them in the future.

Adam S.

Lima One’s customer service has been personable and timely. We have worked seamlessly together through different challenges that arise while closing larger deals, and they always help get closings done in a timely manner.

James R.

The team at Lima One is courteous and willing to help me even when I ask the same thing many times. Their price is what brings in customers, but their people are the reason I refer friends and other investors.

Raymond K.

I’ve closed more than 50 deals with Lima over the past three years. I’ve been in this business for 25 years and worked with a lot of lenders, but Lima helped my business grow like wildfire.

Laz D.

The underwriters are true professionals with a lot of experience working with real estate investors, and they’re very customer service oriented. I highly recommend Lima One to any real estate broker or investor who needs to close a deal quickly and effectively.

Stone L.

Lima One has truly been a game-changer for our business. What I appreciate most is the seamless integration of their fantastic lending portal - making budgeting and draw requests incredibly easy and efficient.

Keri R.

Lima One's commitment to a personalized touch has undoubtedly driven immense value for our operations.

Lima One’s credit box has historically helped our investors finance low-dollar single family homes and smaller multi-family properties. Lima's ability to finance these projects in up-and-coming cities has been crucial to the success of my business.

Cason T. Broker

Mortgage Broker Program

We're Proud To Partner With Mortgage Brokers.

If you’re a broker searching for flexible financing solutions that fit the unique needs of your real estate investor clients, we’ve got what you’re looking for. Let’s talk.

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Customer Experience

What's It Like To Work With Lima One?

At Lima One, our team of in-house experts handles the customer experience from beginning to end, initial application to final payoff.

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Lima One Knows Your Business.

We’ve funded fix and flip projects like yours. Take a look.

Case Study

Mauldin, SC

108 Kingsley Drive in Mauldin, SC

A first-time flipper discovered the advantages of working with Lima One on a profitable deal.

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$312K

Loan Amount

$480K

After-Repair Value

Fix and Flip Insights

Stay Up-To-Date on the Latest News and Industry Trends With Fix and Flip Loans

Fix and Flip
3rd Quarter 2023 Fix and Flip Data Shows Improvement and Consistency
ATTOM data recently released its latest fix and flip data, covering the third... ...
Read More
Fix and Flip
How to Buy Foreclosed Homes and Reap the Rewards for Investors
What Are Foreclosed Homes?  Foreclosed homes have traditionally captured the attention of savvy... ...
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a new wall being constructed in a home's a modern kitchen
Fix and Flip
Some New (And Old) Findings From 2nd Quarter 2023 Fix and Flip Data
ATTOM data recently released its latest fix and flip data, covering the second... ...
Read More

Still Have Questions?
Need More Details? Ready To Go?

Whatever you need, we’re here to help. Reach out today.

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