FIX AND FLIP LENDING

The Premier Fix & Flip Lender

Fix & Flip or Fix to Rent, We’re Your Private Lender Partner from Start to Finish

FixNFlip icon

FixNFlip Loans

Loans for investors who are buying distressed properties, rehabbing, and selling. Sensible, flexible, and fast!

  • Up to 92.5% LTC, 75% LTV
  • Loans from $75K to $3MM
  • 13, 19, 24-month term options
  • Non-recourse available
  • Interest only loans
  • 1-4 unit residential properties
  • In-house construction management
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Fix2Rent Loans

Loans for investors looking to buy, rehab and hold rental properties, or BRRRR investing. Buy, renovate, rent, refinance, repeat! Finance all your BRRRR properties with a simple, fast process!

  • Single property and portfolio loan options
  • Fast, simple closings on both the construction loan and rental loan
  • 13, 19, 24-month term options for the construction
  • 5, 10, 30-year term options for the rental loan
  • Non-recourse available
BridgePlus icon

Bridge Plus Loans

Interim financing for investment properties where a fast closing is needed and minimal or no rehab is planned.

  • Fast closing
  • Exterior valuations*
  • No prepayment penalty
  • Up to 80% LTV
  • Non-recourse available
  • 13, 19, 24-month term options
  • Single loans and portfolio blanket loans

*Exterior valuations available case by case. Loan amount, product, and market restrictions may apply.

From Initial Application to Final Payoff, We’re Here for You.

FixNFlip Case Study
Alexandria, Virginia

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FixNFlip Case Study
Beverly Hills, CA

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FixNFlip Case Study
West Hollywood, Los Angeles, CA

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Grow Your Real Estate Investment Business
with Our Industry Leading Line of Credit
Certainty icon

CERTAINTY

A line of credit from Lima One provides you with certainty, knowing you have easily accessible capital for your investments, with reliable terms and structures, whenever you need it.

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FLEXIBILITY

Your line of credit can be used to finance multiple product types, including new construction, bridge, build-to-rent, fix & flip, and rental properties.

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SPEED

As a leading private lender, our average time from initial submission to borrower approval is under 10 days.

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SIMPLICITY

One-time borrowers underwrite with a simple, non-invasive renewal process to extend credit line duration. This means once you’re approved, we only need to underwrite the property before funding, not the borrower.

Learn More About Fix and Flip Loans & Investing

Looking to expand your real estate investment portfolio with fix and flip properties? Want to learn more about value-add rehab projects or get insights on the best fix and flip investment markets? Visit our blog today.

The Process of House Flipping from an Investor’s Perspective

Flipping houses can be a lucrative venture for real estate investors, but it requires careful planning and a deep understanding of the real estate market. It’s a multi-step process that begins with identifying a promising property and ends with selling it for a...

An Investor’s Guide to the 2024 Housing Market

2024 Housing Market Predictions and Strategies for Real Estate InvestorsThe 2023 Housing Market experienced a lot of ebbs and flows as high interest rates and low inventory slowed the transaction rate significantly. But the market avoided the doom and gloom...

3rd Quarter 2023 Fix and Flip Data Shows Improvement and Consistency

ATTOM data recently released its latest fix and flip data, covering the third quarter of 2023. We analyzed it for three key trends real estate investors need to know. Flips Are Being Completed More Quickly The average number of days to flip a house (from buying the...

Some New (And Old) Findings From 2nd Quarter 2023 Fix and Flip Data

ATTOM data recently released its latest fix and flip data, covering the second quarter of 2023. Here is the latest that real estate investors need to know. More investors are using financing as the percentage of homes flipped holds steady The percentage of investors...

Fix and Flip Investment Opportunities Revealed by Latest Fix and Flip Data

Where are the best fix and flip opportunities as we end 2022 and enter 2023? The latest ATTOM data report reveals that the biggest profit percentages are happening in Rust Belt states. Nationwide flip profits dipped in the third quarter of 2022, which was expected...

Fix and Flip Real Estate Investments in Kansas City

Private Lender Insights on Kansas’ MarketThe Kansas City real estate market is one of the top housing markets in the country. One reason is that it is one of the most affordable housing markets in the country for both homebuyers and real estate investors. Private...

Fix & Flip Lenders Share Their 2023 Insights

How the Fix and Flip Market May ShiftIn Q2 2022, profit margins on median-priced single-family home sales hit a new record of 56%, according to ATTOM’s latest report. After taking a slight dip in Q1 2022, gross profits also hit new highs in Q2. Single-family home...

The Best Fix and Flip Markets to Invest in Right Now

Where Should You be Investing in Fix and Flip Properties? Real estate investors have seen increased activity – and profits – in some of the nation’s most popular fix and flip markets. In 2021, fix and flip proved to be very profitable for real estate investors....

Fix and Flip Success Tips

Structure your FixNFlip Investment for Success, Even in Uncertainty Lima One Capital offers a wide variety of fix-and-flip investment property loans for real estate investors who are looking to purchase, rehab, and sell a property. Whether you need a bridge loan, a...

Fix and Flips Create Affordable Housing

Why Financing for Flipping Houses Is an Ideal Way to Create Affordable Housing Old fixtures, leaky roofs, outdated HVAC units, and dated kitchens – these are the kinds of issues that cause buyers to reject houses. But these things are all fixable. With a little cash...
Funded Fix and Flip Deals

Our mission at Lima One is to help our clients turn their visions into reality through private lending solutions. By offering a suite of Fix and Flip hard money loans to real estate investors across the country, we help our clients improve the neighborhoods they’re investing in. See some of our recently funded deals.