Looking to Purchase and Rehab a Property?

Fixing and flipping homes is a great source of income, but it can be difficult to find the right funding. In order to renovate a home and flip it for a profit, you need sufficient capital.

Our FixNFlip Programs

Lima One Capital offers a wide variety of fix and flip (FixNFlip) loans for the real estate investor looking to purchase and rehab an investment property. Our full offering of FixNFlip, Construction, Cash Out, and Bridge Plus loan programs provide investors the ability to capitalize on the fantastic real estate opportunities that exist across our entire lending area.  At Lima One Capital we have a passion for real estate and providing the best financing solutions for real estate investors across the country as they pursue their real estate investing goals.

FixNFlip

For the investor who wants to purchase and renovate an investment property in order to sell it.

90% of Purchase and Rehab Costs
Loan to ARV: 70%
Term Length: 13 months

Bridge Plus

For the investor looking to quickly purchase or refinance for resale or bridge to long term financing

LTV: 80%
Experience: 5+ completed flips in the last 24 months
Term Length: 13 months

Construction

For the investor who owns an investment property or fully platted lot free-and-clear and is in need of capital for construction.

Loan to ARV: 70%
Term Length: 13 months

Cash Out

For the investor who owns an investment property free-and-clear and desires to leverage that property for any reason.

Down Payment: 0% (if property is owned outright)
Loan to As-Is Value: 50%
Term Length: 13 months

Ready to Apply?

Our online application process is simple and easy to complete. You’ll be guided through the process step-by-step, and document tracking is a breeze.

FixNFlip Loan Overview

Level Completed Flips Origination Fee Interest Rate Loan-to-Cost Loan-to-ARV Interest on Undrawn Construction?
1 0 3.5% 12% 90% 70% Yes
2 1-4 3% 11% 90% 70% Yes
3 5 – 11 2% 10% 90% 70% No
4 12-23 1.75% 9% 90% 70% No
5 24+ 1.5% 8% 90% 70% No

Final rates may vary based on LTV, loan type, verification of application information, and other risk based factors.

Want more information?

Complete this form and a Lima One Capital analyst will be in touch to help answer your questions and discuss which investment option is best for you.

Lending Across The Nation

Click on the state you wish to invest in and you will be directed to a complete breakdown of our rates and terms. We are currently licensed to lend in 41 states as well as Washington, D.C. and we are continuously looking to expand into the top markets around the country.

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.