Hard Money Loan Programs

“Proud to lend hard money in North Carolina”

Complete Rehab

Transactional Funding


Cash Out

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Origination Fee
Rolled into loan
4% with a $3,500.00 minimum 1.75% with a $1,500.00 minimum 4% with a $3,500.00 minimum 4% with a $3,500.00 minimum
Interest Rate Paid monthly by the borrower 13% NONE 13% 13%
Down Payment Due from borrower at closing 20% NONE None*
*If property owned out-right
*If property owned out-right
Term 13 Months 1-3 Days 13 Months 13 Months
Loan to after-repair-value 65% N/A 65% 50%
Additional or Junk Fees NONE NONE NONE NONE

apply-ctaNorth Carolina Overview Page

Charlotte Hard Money Lenders

Greensboro Hard Money Lenders

Winston-Salem Hard Money Lenders

Raleigh Hard Money Lenders

Durham Hard Money Lenders

We are the premier North Carolina hard money lender and we are the leading Charlotte hard money lender. We are fully capitalized, pride ourselves in our customer service, and are committed to our promise of absolutely NO hidden fees or junk fees. We close hard money loans fast and offer the most straightforward terms in the industry.  Lima One Capital offers real estate investors unmatched leverage power when they invest in North Carolina.

Lima One Capital is dedicated to revolutionizing the hard money industry.  We provide investors with the ability to capitalize on fantastic opportunities to leverage hard money loans in today’s real estate market.  If you are investing in Charlotte, Greensboro, Raleigh, Durham, and Winston-Salem, Lima One Capital is your best source for hard money in North Carolina.

North Carolina is a fantastic state to do business in and we pride ourselves in our ability to work with investors throughout the state.  As a real estate investor, we see you as a partner that we want to build a good and long lasting relationship around fantastic real estate investment opportunities, leveraging hard money in North Carolina.

Our Charlotte office is located at:
Lima One Capital – Charlotte Hard Money Lenders
2015 Ayrsley Town Boulevard, Suite 202 | Charlotte, North Carolina | 228273

Lima One Capital – Raleigh Hard Money Lenders
3737 Glenwood Ave. Suite 100
Raleigh, NC 27612