Lima One Capital is revolutionizing the hard money lending industry and is the nation’s premier lender for real estate investors.  We have grown and expanded into a national rental finance and hard money lender with the ability to provide hard money loans for real estate investors across the country, including New York.  We look forward to working with investors as they continue to pursue the opportunities that exist in today’s real estate market.

Unparalleled Borrower Experience

At Lima One Capital customer service is critical to the overall borrower experience.  Our team of operations analysts are extremely knowledgeable of our loan programs as well as the areas in which we lend and will work with the investor to underwrite the loan from the time an application is submitted to the closing and funding of the loan.

We have been able to separate ourselves from other traditional hard money lenders by standing by our promise to never charge any hidden costs or junk fees to our borrowers.  We are fully capitalized and we close and fund our loans quickly.  We also offer the most straightforward rates and terms in the hard money industry.

Loan Programs for Investors

Real estate investors will be able to use our FixNFlip, Rental, and Multifamily hard money loan programs to fit the needs of their project.  The FixNFlip is our short-term loan for the purchase and rehab of a single-family residence that will be resold by the investor.  An investor’s flipping experience determines their rate based on the number of completed flips in the last 24 months, even deals not financed by Lima One Capital!  For the investor looking to pursue a long-term buy and hold strategy the Rental30 is a perfect fit.  The Rental30 is a 30-year, fully amortized loan with both a fixed-rate and 5/1 ARM designed for the purchase or refinance of a single investment property or an entire rental property portfolio.  The Rental 2+1 is designed for investors who are looking to bridge the gap between short and long-term financing.  For investors looking to purchase or refinance multifamily properties that are currently stabilized or in need of value-rehab, the Multifamily program is an excellent option.

We also offer a Construction and Cash-Out program across our entire lending area.

We have been able to separate ourselves from other traditional hard money lenders by standing by our promise to never charge any hidden costs or junk fees to our borrowers.  We are fully capitalized and we close and fund our loans quickly.  We also offer the most straightforward rates and terms in the hard money industry.


Designed for investors looking to buy a property, renovate it, and resell it, all within a 13-month period.

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For investors seeking to build a rental property portfolio or own a single rental property to serve as a source of monthly cash-flowing income.

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A program created for those who want to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or already stabilized.

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Apply Today!

To get started simply click the Apply Now button and complete our easy two-minute application.  If you have any questions about Lima One Capital or our loan programs feel free to give us a call at 844-871-0354.

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.