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Lima One Capital’s rental loan programs provide investors of all experience levels the ability to purchase, refinance, or cash-out individual rental properties, as well as entire portfolios. Explore the options below to find a program perfect for your needs.

Rental30 Loan Overview

Term Length: 30 Year, Fully Amortized
Property Types: SFR 1-4/PUDs/Condos
Single Property: Yes
Portfolio: Yes
Minimum Loan Amount: $50,000
Maximum LTV: 75%
Minimum Credit Score: 660
Debt-to-Income for Borrower: None

Ready to Apply?

Our online application process is simple and easy to complete. You’ll be guided through the process step-by-step, and document tracking is a breeze.

5/1 ARM

5-Year Fixed, 30-Year Term – No Balloon

DSCR >1.5
Credit – LTV ≦ 60 60.01-65 65.01-70 70.01-75
740+
4.99% 5.20% 5.30% 5.40%
720-739
5.50% 5.55% 5.6% 5.70%
700-719
5.70% 5.75% 5.85% 6.25%
660-699
6.20% 6.30%  6.70%

Stated rates available as of August 19th, 2017

DSCR 1.3-1.5
Credit – LTV ≦ 60 60.01-65 65.01-70 70.01-75
740+
5.05% 5.40% 5.50% 5.60%
720-739
5.70% 5.75% 5.80% 5.90%
700-719
5.90% 5.95% 6.05% 6.45%
660-699
6.40% 6.50% 6.90%

Stated rates available as of August 19th, 2017.

30-Year, Fixed-Rate

Fully Amortized

DSCR >1.5
Credit – LTV ≦ 60 60.01-65 65.01-70 70.01-75
740+
6.99% 7.20% 7.30% 7.40%
720-739
7.50% 7.55% 7.60% 7.70%
700-719
7.70% 7.75% 7.85% 8.25%
680-699
8.20% 8.30% 8.70%
660-679
8.20% 8.30% 8.70%

Stated rates available as of August 19th, 2017.

DSCR 1.3-1.5
Credit – LTV ≦ 60 60.01-65 65.01-70 70.01-75
740
7.05% 7.40% 7.50% 7.60%
720-739
7.70% 7.75% 7.80% 7.90%
700-719
7.90% 7.95% 8.05% 8.45%
680-699
8.40% 8.50% 8.90%
660-679
8.40% 8.50% 8.90%

Stated rates available as of August 19th, 2017.

Want more information?

Complete the form and someone from Lima One will be in touch to help answer your questions and discuss options that fit your investment needs.

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Program of Interest

How many rental properties do you own?

Lending Across The Nation

Click on one of the states below to see complete rates and terms.

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See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.