Capitalize on Multifamily Investment Opportunities Nationwide

If you’re looking to purchase or refinance a multifamily property — comprised of 5 or more units — in need of value-add rehab or currently turnkey ready, our Multifamily loan program is perfect for you.

Lima One Capital’s loan product is industry leading, requiring a low down payment, and the ability to roll fees and closing costs into the loan.

This unique loan program provides you with the flexibility and leverage to capitalize on multifamily investment opportunities nationwide, whether it’s a value-add project or a short-term hold for seasoning purposes.

Multifamily Loan Overview

Value-Add Rehab

Loan Purpose: Acquisition, Rehab, Refinance, Cash-Out Refinance
Term:
2 years
Interest Only: Yes
Interest Rate: As low as 8.50%
Interest Rate on Undrawn Rehab Funds: 0%
Prepayment Penalty: None
Rehab Funds: Yes
Loan Limits: $250,000 – $10MM
Loan-to-Cost (Purchase): 80%
Loan-to-ARV (Refinance): 70%
Cash-Out Refi: Available (55% LTV Cap)
Non-Recourse Available: Yes
Foreign National Borrower: Yes

Stabilized

Loan Purpose: Acquisition, Refinance, Cash-Out Refinance
Term:
2 years
Interest Only: Yes
Interest Rate: As low as 7.50%
Interest Rate on Undrawn Rehab Funds: N/A
Prepayment Penalty: None
Rehab Funds: None
Loan Limits: $250,000 – $10MM
Loan-to-Cost: N/A
Loan-to-Value: 75%
Cash-Out Refi: Available (60% LTV Cap)
Non-Recourse Available: Yes
Foreign National Borrower: Yes

Loan Advantages

Non-Recourse Option: Available
Prepayment Penalty: 
None
 “As-Is” DSCR Requirements: None
Closing Costs Rolled into Loan Amount: 
Yes
Interest Charged on Undrawn Rehab Funds: None
Eligible Markets: Primary, Secondary & Tertiary
Eligible Property Classes: 
Class A, Class B & Class C
Fast due diligence and closings
Dedicated analyst for each loan file

Ready to Move Forward?

Our online information request is simple and easy to complete. An analyst will reach out to you immediately to guide you through the next steps in funding your loan.

Lending Across The Nation

Click on one of the states below to see complete rates and terms.

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

See How It’s Worked For Others

Click a property below for more information. For a full list of case studies click here.